If you are searching for a Bank of America Platinum Plus Visa, the following information will distinguish the two credit cards and aid you in your search to find which card is right for you.

Bank of America WorldPoints™ Platinum Plus Visa®

The Bank of America WorldPoints™ Platinum Plus Visa® credit card is by far the most popular of the two cards. This credit card features the exclusive WorldPoints program in which cardholders can redeem points for flexible rewards like: cash back, merchandise, travel, dining certificates and more. Cardholders earn one WorldPoint for every $1 in net retail purchases made. For travel rewards, redeem 25,000 points for a free airline ticket within the 48 continental states or redeem 5,000 points for a $50 credit towards a hotel stay. Cash back and merchandise rewards are redeemed on differing point scales depending on the dollar amount.

The WorldPoints™ Platinum Plus Visa® card offers new cardholders an introductory 0% APR on balance transfers for twelve months. For purchases, the standard APR will be 9.9% for Platinum Plus® accounts or 15.99% for Preferred accounts. The standard APR will apply to balance transfers after the introductory period. There is no annual fee with this credit card.

Bank of America Platinum Plus Visa®

The Bank of America Platinum Plus Visa® credit card has the ability to serve cardholders with several different needs. New cardholders will receive an introductory 0% APR for the first six months on purchases and balance transfers. After the introductory period, Platinum Plus® accounts will receive an APR of 11.24% and Preferred account holders will receive a 21.24% APR. Platinum and Preferred accounts will never pay any balance transfer fees or an annual fee. Credit lines are available of up to $25,000.

The Platinum Plus Visa® also offers several other benefits. In addition to your full-sized card, you can receive a Mini Card that attaches to your keychain and lets you swipe it at most credit card reader stations. Plus, you can personalize your new credit card with Photo Expressions. Photo Expressions lets you have a picture of your favorite pet or special someone printed right on the card. If you’re special someone needs a card too, you can add additional cardholders at no extra cost. And for a limited time, Bank of America will also give new cardholders a free MyAccess Checking® account.

For more information on the Bank of America Platinum Plus Visa credit cards, visit the link. Click on the “Apply Now” buttons for the full terms and conditions of each credit card. Online applications for each card are also available through the above links.

Source: www.articletrader.com